Shopping. Payments.
Orders. Receipts. Rewards.
All in one app.

Pay from your phone

Pay for anything directly from your phone - instore or online

Transfer money

Send money to anyone on any network or bank, instantly.

Pay bills; Buy services

Buy airtime, internet data or pay for everyday bills and services.

Order ahead

Place and manage order for goods and services from your favorite businesses, anytime anywhere.

Gifts & Rewards

Collect cash back as point and rewards when you pay for everyday goods and services

Give tips and feedback

Rate service experiences you get at businesses and leave tips for employees when you are most satisfied

 

As simple as 1-2-3

Download the app, link payments and start collecting rewards.

1

Download

Install Hubtel on your smartphone from the App Store or Google Play Store to create a free account.

2

Link payments

Verify your identity to create wallets for your bank card (Visa/Mastercard) and mobile money accounts.

3

Start collecting points

Start collecting cash-back points when you pay for everyday services or at your favourite businesses.

Get more from your Gratis wallet

What is Gratis?

Gratis is Hubtel’s reward currency that is collected as points when you shop from businesses on Hubtel.

Where can I find my points?

Gratis points are credited to your Gratis Loyalty Card on your Hubtel account each time you successfully pay for goods and services via Hubtel.

Where can I spend my points?

The currency equivalent of your Gratis points balance can be used to pay for any service/bill or even sent as cash to your mobile money or bank account.

Collecting Gratis Points

1 point for every GHS 1 paid from your Hubtel wallet

0 point for every GHS 1 paid with cash

1 point for every GHS 1 paid with mobile money

0.5 points for every GHS 1 paid with bank card

..and even more on higher tiers

up to 1.5 points for every GHS 1 spent

up to 2 points for every GHS 1 spent

up to 2.5 points for every GHS 1 spent

up to 3 points for every GHS 1 spent

If you have a mobile number, you already have a Hubtel account.

Download the app and start collecting points.